March 13, 2023

The Daily Bankruptcy News

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Law:

LeClairRyan trustee settles with last president of law firm
(DBN)

'Robot lawyer' DoNotPay is being sued by a law firm because it 'does not have a law degree' DoNotPay doesn’t live up to its billing as a ‘robot lawyer,’ offers ‘substandard’ legal docs, suit claims You Know What Doesn't Have Diploma Privilege? AI
(DBN)
(DBN)

Tom Girardi gave $1 mln to California bar investigator, report says
(DBN)

Biglaw Firm's Chair Compares Associates To 'Elite Athletes'
(DBN)

Biglaw Firm Does Good In A Big Way: Gibson Dunn Secures Major Win For George Floyd Protester Injured By LAPD Officer
(DBN)

Latest In Vanderpump Rules #Scandoval Is The Best Biglaw Advertisement Ever
(DBN)

Court backlogs persist in this state because of shortage of attorneys; ‘the wheels of justice depend on lawyers’
(DBN)

Records in Fox defamation case show pressures on reporters
(DBN)

Project Veritas Ex-Legal Chief Joins Law Firm Targeting Fox News
(DBN)

Is Dominion Voting Case Against Fox News Worth as Much as $1.6 Billion?
(DBN)

Rupert Murdoch appears to confirm that Kimberly Guilfoyle left Fox News due to 'inappropriate' behavior, after reports claimed she faced a sexual harassment accusation
(DBN)

Michael Cohen to testify Monday in Trump hush-money probe
(DBN)

Judge rejects media's request for records in Mar-a-Lago grand jury dispute
(DBN)

Donald Trump Access Hollywood tape can be used in civil rape trial, judge rules
(DBN)

Trump invited to testify before New York grand jury Trump Probe Follows Criticism of Manhattan Prosecutor for Not Acting Sooner Hutchinson calls Manhattan probe ‘a distraction,’ says Trump should end 2024 bid if indicted Trump to meet with legal team on strategy for hush-money probe Why Did the Stormy Daniels Case Suddenly Go From Zero to 60?
(DBN)

J6 Prison Choir song featuring Trump reaches No. 1 on iTunes
(DBN)

After Bill Barr Blew Up The Case, Michael Flynn Sues DOJ Demanding $50M For Malicious Prosecution
(DBN)

Trump in growing legal and political peril ahead of 2024 Indictment possibility throws wrench into campaign
(DBN)

Trump Gets Caught Trying to Play Judges to Manufacture Trial Delays
(DBN)

McCarthy says he will "slowly roll out" Jan. 6 footage to news agencies Tambourine-wielding ex-NYPD cop who screamed 'I'm a f----ing animal' convicted in Jan. 6 Capitol riot
(DBN)

North Carolina lawmakers intervene to defend state abortion pill restrictions 3 Texas women sued for allegedly helping friend access abortion pills No one knows when it is legal to perform medically necessary abortions in Texas Republicans look to end Florida’s abortion-haven legacy
(DBN)

Judge: Human Embryos are 'Chattel'
(DBN)

Murdaugh’s lawyers appeal double-murder conviction
(DBN)

Ahmaud Arbery’s killers deny racist motives in federal appeals
(DBN)

Canada immigration: Why record asylum seekers are crossing U.S. border
(DBN)

Border authorities in El Paso fend off large groups of migrants after unruly standoff Sen. Menendez: Biden’s policies risk making him ‘asylum-denier-in-chief’
(DBN)

FBI: Michigan man threatened to "kill anyone who tries to take my guns"
(DBN)

Killing of Maryland high schooler solved 52 years later
(DBN)

Florida woman says she lit house on fire after fight with roommates, deputies say
(DBN)

Connecticut police arrest parents accused of throwing alcohol-fueled party before teen's stabbing death
(DBN)

Former Walmart manager arrested after leaving the store with $135,000 in shopping bag, police say
(DBN)

Ex-intern sues Idaho lawmakers for harassing her after rape
(DBN)

Man hits Black man and woman on head with metal pipe while yelling racial slurs: Police
(DBN)

JPMorgan Can’t Believe The Gross Things Jes Staley Was Doing With Jeff Epstein Over His JPMorgan E-Mail
(DBN)

Convicted gun thief with old-man disguise nabbed in foiled $50,000 murder-for-hire plot
(DBN)

Federal judge, siding with Florida, blasts Biden administration on immigration
(DBN)

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Judges:

BK ND AL: Vacancy Announcement - 2023-01 Term Law Clerk to United States Bankruptcy Judge
(DBN)

BK ND FL: Jury Scam Alert
(DBN)

The Long History Of Women Arguing Before The Supreme Court
(DBN)

Abortion Clinic Initiative Named In Honor Of Samuel Alito's Mom
(DBN)

Federal judge heckled at Stanford says 'don't feel sorry for me,' says mob behaved like 'dogs**t'
(DBN)

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Wall Street:

Dow futures fall, erasing earlier gains, as traders assess backstop of SVB depositors
(DBN)

Dow futures jump 300 points as regulators announce backstop of SVB depositors
(DBN)

Dow closes more than 300 points lower, posts worst week since June
(DBN)

Grantham: Stock Bubble Still Deflating
(DBN)

For Only the 5th Time in 153 Years, This Leading Economic Indicator Is Sending a Terrifying Warning to Wall Street
(DBN)

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Layoffs:

Meta plans new job cuts that could match last year's tally
(DBN)

National Seating & Mobility to lay off 108
(DBN)

Ford to cut 1,100 jobs in Spain after other European layoffs
(DBN)

90 Central Valley School District teachers facing layoffs
(DBN)

Johnson & Johnson layoffs hit medtech business, with more than 350 cuts
(DBN)

Companies are getting rid of middle managers. That’s a big mistake.
(DBN)

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Climate:

Storm breaches California river’s levee, thousands evacuate Thousands evacuated after California levee breached California levee breaches amid storm; second atmospheric river on the way 'Worst case scenario': Shocking images of flooding in Pajaro after levee bursts Before disastrous flood, officials knew Pajaro River levee could fail but took no action
(DBN)

CA: Historic Mountain Towns Buckle Under Snow
(DBN)

Why all that rain in California won’t solve its drought
(DBN)

Oregon eyes mandate for climate change lessons in schools
(DBN)

Euphrates River Is Drying Up
(DBN)

UK Pension Funds May Vote Against Shell, BP Directors
(DBN)

Biden Officials Back Alaska Oil Project That Critics Call a Climate Catastrophe
(DBN)

____________

Healthcare:

'Indentured servitude': Nurses hit with hefty debt when trying to leave hospitals
(DBN)

House votes to declassify info about origins of COVID-19 COVID origins bill heads to Biden's desk
(DBN)

US agencies debunk Florida surgeon general's vaccine claims
(DBN)

Sudden, unexplained deaths rose unexpectedly for Black infants, research finds
(DBN)

____________

Crypto:

BlockFi’s uninsured funds tied up in Silicon Valley Bank What Could Go Wrong When a DIP Maintains a Large, Uninsured Deposit Account at Silicon Valley Bank?
(DBN)

Crypto bank Signature slides on Friday amid troubles at Silicon Valley Bank, Silvergate
(DBN)

Bitcoin jumps 10% as U.S. creates backstop for SVB depositors
(DBN)

Billions Worth of Crypto Trades at Risk as Bank Shutdowns Take Toll What the failures of Signature, SVB and Silvergate mean for the crypto sector
(DBN)

Coinbase Pauses Conversions Between USDC and U.S. Dollars as Banking Crisis Roils Crypto
(DBN)

Crypto Wallets Withdraw $902M USDC From Centralized Exchanges in Past 24 Hours Amid SVB, Silvergate Shutdowns
(DBN)

Shaquille O'Neal is 'hiding inside his home' claim lawyers in FTX suit
(DBN)

____________

Rail:

Norfolk Southern balks at compensating homeowners in East Palestine Hundreds of railcars ordered removed from service due to derailment risk How the train industry could change after the Ohio disaster Norfolk Southern to give up to seven paid sick days per year to union members
(DBN)

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Water:

In Truth or Consequences, N.M., leaking pipes cause millions of gallons of water to go down the drain amid drought
(DBN)

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Economy:

House conservatives issue new demands that could upend debt ceiling talks Will it take market crash for Congress to raise debt limit? Yellen Warns of Financial Collapse Over US Debt Freedom Caucus draws battle lines on debt ceiling Moody's: Debt Default Would Destroy Economy OMB director fires back at Republicans over debt ceiling
(DBN)

February's jobs report is a crowd-pleaser
(DBN)

Strong US job growth persists; wage inflation shows signs of slowdown
(DBN)

Fed Flies Blind on Monetary Policy With Rising Risk of a 6% Rate
(DBN)

Goldman Sachs no longer expects the Fed to hike rates in March
(DBN)

SVB CEO No Longer on San Francisco Fed’s Board After Bank Fails
(DBN)

Jeremy Grantham’s World of Super Bubbles Has No Soft Landings
(DBN)

Wage growth is cooling but workers still have bargaining power, economists say
(DBN)

Just like that: Market pricing swings back to quarter-point Fed rate hike
(DBN)

75% of Americans who moved last year have regrets
(DBN)

Show me the money: The highest revenue raising taxes in Biden’s proposed budget Biden’s $5 trillion tax gambit catches Congress by surprise
(DBN)

Why some in the GOP are floating upping retirement age for some Americans GOP senator says lawmakers should ‘talk’ about changing retirement age Mace says raising retirement age should be ‘on the table’ Republicans Insist They Won’t Touch Social Security But Continue to Talk About Changing Social Security
(DBN)

House GOP's budget could hurt the party in key Senate races
(DBN)

How the SVB collapse explains the economy
(DBN)

Surge Pricing Creeps Into Restaurants, Movies, Gym Class
(WSJ)

Bonds see recession. The economy shows resilience. And stocks are getting whipsawed between the two views.
(DBN)

U.S. runs February budget deficit of $262 billion
(DBN)

Child labor protections are the latest Republican target
(DBN)

India to Ensure No Breach on Russia Oil Purchase Sanctions US, EU Pledge Crack Down on Sanctions Evasion US turns to new ways to punish Russian oligarchs for the war Russia's economy holds up under Western sanctions, but challenges lie ahead
(DBN)

US Debt Clock
(DBN)

World Debt Clock
(DBN)

How People Really Live
(DBN)

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Real Estate:

The US housing market is short 6.5 million homes
(DBN)

Luxury home sales plunge 45%, with Miami and the Hamptons hit hardest
(DBN)

The gulf between Black homeowners and White is getting bigger
(DBN)

The world's most expensive housing market has a crisis
(DBN)

A top real estate economist explains why a housing rebound is coming as rising sales and lack of supply look poised to lift home prices
(DBN)

HOA Foreclosures Are a “Lose-Lose” Game for Coloradans, but These Lawyers Win Regardless of the Outcome
(DBN)

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Municipalities:

Houston joins cities fighting potential state takeovers
(DBN)

Mapped: The Largest 15 U.S. Cities by GDP
(DBN)

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Oil/Gas:

Saudi Aramco Made $161 Billion in 2022
(DBN)

Biden expected to OK Alaska oil project — a blow to his green base Biden to protect 16M acres in Alaska as oil project decision nears
(DBN)

____________

Mass Torts:

$45.7M in clergy abuse survivors’ trust fund, $9.2M in bankruptcy fees
(DBN)

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Banking:

Silicon Valley Bank is shut down by regulators in biggest bank failure since global financial crisis Here’s how the second-biggest bank collapse in U.S. history happened in just 48 hours SVB Spectacularly Fails After Unthinkable Heresy Becomes Reality SVB Depositors, Investors Tried to Pull $42 Billion on Thursday Regulators unveil plan to assure depositors will get money after SVB collapse U.S. protects Silicon Valley Bank depositors SVB Bonds the US Says Will Be ‘Wiped Out’ Gain in Rare Session FDIC Races to Start Returning Some Uninsured SVB Deposits Monday Silicon Valley pulls back from bank failure abyss Bill Ackman says U.S. did the ‘right thing’ in protecting SVB depositors. Not everyone agrees The rise and stunning fall of Silicon Valley Bank Silicon Valley Bank staff offered 45 days of work at 1.5 times salary by FDIC Silicon Valley Bank paid out bonuses hours before seizure 9 questions about Silicon Valley Bank’s collapse, answered Thiel’s Founders Fund Withdrew Millions From Silicon Valley Bank Silcon Valley Bank's tech failings were a problem long before the run that led to its demise, critics say Schwab Sees Worst Drop in Years Over SVB SVB signed exclusive banking deals with some clients, leaving them unable to diversify Mark Cuban Had Millions at Failed Silicon Valley Bank CEO of Silicon Valley Bank sold $3.57 million of stock in the troubled bank just two weeks before its dramatic collapse Founders swarmed SVB’s Bay Area branches looking for answers after bank’s historic failure Silicon Valley Bank collapse leaves start-ups scrambling to pay workers Jim Cramer Touted Silicon Valley Bank Stock Last Month SVB's Lightning Collapse Stuns Banking Industry SVB’s Stranded Deposits Spread the Pain From Tech to Napa Valley Roku says 26% of its cash reserves are stuck in Silicon Valley Bank 'Big Short' investor Michael Burry blames SVB's collapse on greed and recklessness - and draws parallels with the dot-com and housing crashes Circle scrambles amid SVB fallout as USDC loses 1:1 peg Etsy warns sellers of delay in processing payments due to Silicon Valley Bank collapse How Silicon Valley Bank's collapse played out for one startup CEO Warsaw-Listed Game Maker Huuuge Says It Has $24.2 Million at SVB Ad-Tech Firm in Canada Has Over 90% of Its Cash Tied Up in SVB These companies held money at Silicon Valley Bank and aren't sure if they'll recover the funds The Silicon Valley Bank crisis will force the Fed to slash rates by 100 basis points to prevent contagion, market guru says Crypto Shaken as SVB Exposure Depegs $37 Billion Stablecoin Big bank selloff rests on tiny kernel of truth Silicon Valley Bank spooks Silicon Valley Silicon Valley Bank’s failure is a warning for the Fed Silicon Valley Bank Collapse Was 'Totally Avoidable,' Congresswoman Warns SVB’s 44-Hour Collapse Was Rooted in Treasury Bets During Pandemic Paul Krugman says Silicon Valley Bank could've been called the 'Schmoozing and Vibes Bank,' but it's probably not another 'Lehman moment' Uninsured Silicon Valley Bank depositors seek fire sale of assets The first social media bank run? A newsletter popular with VCs may have been the domino that started the Silicon Valley Bank implosion
(DBN)

Musk 'open' to buying Silicon Valley Bank
(DBN)

FDIC auction for SVB assets said to be underway PNC decides not to bid on SVB as regulators struggle to find rescue buyers, source says Hundreds of venture capital firms vow to work with Silicon Valley Bank again if new owner is found
(DBN)

Short Sellers Make $500 Million on SVB’s Demise. Collecting Won’t Be Easy
(DBN)

IMF Is Closely Monitoring SVB’s Financial Stability Implications
(DBN)

Congress eyes next steps after dual bank failures
(DBN)

US Banks Have Over $1 Trillion in Uninsured Deposits
(DBN)

US Banks Have Unrealized Losses of $620 Billion
(DBN)

As Banks Topple, Regulators Face Reckoning for Week of Mayhem
(DBN)

Silicon Valley Bank imploded in a single day. It could just be the tip of the iceberg.
(DBN)

'There's going to be more': How Washington is bracing for bank fallout
(DBN)

Hedge fund manager warns of 'economic meltdown' after Silicon Valley Bank collapse 'Big Short' Michael Burry Warns of Another Major Bank Collapse
(DBN)

Contagion spreads: Desperate customers line up outside First Republic Bank to take their money out First Republic says its liquidity remains 'very strong' in bid to calm nerves following Silicon Valley Bank's collapse 10 banks that may face trouble in the wake of the SVB Financial Group debacle From Shanghai to Mumbai, Tech Chiefs Race to Contain SVB Fallout Summers Warns Consequences ‘Severe’ If SVB Deposits Not Released
(DBN)

SVB Fallout Spreads Around World From London to Singapore Silicon Valley Bank collapse sets off scramble in London to shield UK tech sector
(DBN)

Silicon Valley Bank’s Failure Is Now Everyone’s Problem
(DBN)

Was SVB's problem a lack of membership?
(DBN)

Why Weren't Silicon Valley Bank Depositors Using CDARS?
(DBN)

What’s the next Silicon Valley Bank — and how can the US prevent more chaos?
(DBN)

Will Silicon Valley Bank depositors be made whole? Questions swirl after lender goes down
(DBN)

Investors implore the government to step in after Silicon Valley Bank failure 'The government has 48 hours': Billionaire investor Bill Ackman calls on Biden to bail out SVB by Monday morning or face catastrophic market meltdown and loss of tens of thousands of jobs Silicon Valley and Wall Street Beg the Government to Bail Out SVB Yellen says no federal bailout for Silicon Valley Bank Is Silicon Valley Bank getting a government bailout? Not in the 2008 sense Yellen Says Regulators at Work to Contain Fallout From Silicon Valley Bank Collapse Yellen: Regulators working towards solution for SVB Senator says 'see what happens' before considering Silicon Valley Bank bailout
(DBN)

'It isn't a one off': Financial markets brace for more pain from Silicon Valley Bank 'death spiral'- with First Republic, Pac West and Signature Bank stocks down by up to 50% and tech giants unable to access frozen billions Silicon Valley Bank's collapse sparks mad scramble and fears of wider chaos Are Failing Banks About to Destroy the Economy?
(DBN)

As Banks Topple, Regulators Face Reckoning on Week of Mayhem
(DBN)

20 banks that are sitting on huge potential securities losses—as was SVB
(DBN)

US weighs new fund to backstop deposits if more banks fail, Bloomberg News says
(DBN)


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Sports:

U.S. sports broadcaster misses payment to MLB team as it nears bankruptcy, sources say
(DBN)

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Religion:

Teacher and former youth pastor is the latest member of the clergy in a rural Texas county accused of numerous child sex crimes over the past few weeks
(DBN)

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New Bankruptcy Opinions
(6 new opinions today - DBN)

Bankruptcy Court Web/Pacer Site Directory

Recent Ch. 11 Filings (11 new filings today)
(DBN)

Recent Ch. 11 Adversary Proceeding Filings (10 new filings today)
(DBN)

Bankruptcy Code (html) - Bankruptcy Code (pdf) Prior BK Codes (pick year from list) - Bankruptcy Rules
(large downloads)

UCLA-LoPucki Bankruptcy Research Database
(DBN)

Chapter 11 Bankruptcy Case Studies
(DBN)

Bankruptcy Statistics:

A Surge in Restructuring and Special Situations Is Likely in Q2
(DBN)

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Aviation:

Lufthansa tells passengers on flight from hell to delete photos, videos: report
(DBN)

____________

Education:

Their school faces bankruptcy, so St. Bernard alumni step up to buy it for $6.2 million
(DBN)

Stanford investigating after swastikas and a Hitler image are left on a Jewish student's door
(DBN)

Arizona launches hotline for public to report ‘inappropriate’ school lessons
(DBN)

‘It’s hard to focus’: Schools say American kids are hungry
(DBN)

Drop in Kids Going to College Steepest on Record
(DBN)

Texas families would get $8,000 in tax dollars to send students to private school in sweeping ‘parental rights’ bill backed by Lt. Gov.
(DBN)

Texas Bills Would End Tenure, Diversity Policies
(DBN)

____________

Politics:

We Can't All Get Along: What's Driving Modern Secession Movements
(DBN)

‘Hyper-partisan’ politicians get four times the news coverage of bipartisan colleagues
(DBN)

Republicans brace for Tim Scott’s entrance into 2024 race
(DBN)

Trump continues to suck the air out of the GOP primary
(DBN)

The many reinventions of Ron DeSantis
(DBN)

Michigan man ‘more than willing tot kill whitmer [sic],’ in latest physical threat to swing state’s Democratic governor
(DBN)

Trump Is Losing His Grip on the Grassroots
(DBN)

The Unmasking of Tucker Carlson Carlson comes up short on Jan. 6 bombshells I Helped Write the Jan. 6 Committee Report. Here’s What Tucker Carlson Left Out
(DBN)

House Oversight Chair Comer quietly subpoenas bank records for Hunter Biden business associates
(DBN)

Pence: History Will Hold Trump Accountable Pence: Trump ‘endangered my family’ on Jan. 6
(DBN)

As Trump embarks on 2024 journey, some longtime allies go their own way
(DBN)

Democrats handwringing over Harris' role in 2024
(DBN)

The GOP’s coordinated national campaign against trans rights, explained LGBTQ Floridians heading to state Capitol, where they face increasingly hostile political climate
(DBN)

Colorado GOP picks election denier to lead party into 2024 election
(DBN)

Homelessness politics and voter frustration drive local elections in the West
(DBN)

Man Who Painted ‘Groomer’ on Libraries Caught With Child Pornography, Police Say
(DBN)

Boebert praises high rural teen birth rates while announcing first grandchild
(DBN)

Swalwell hits Jordan at hearing over subpoena compliance: ‘Quite rich’
(DBN)

GOP House member introduces bill to allow congressional employees to store firearms at offices
(DBN)

____________

Tech:

Panic and partying reign at SXSW amid Silicon Valley Bank’s collapse
(DBN)

UK Is Said to Ban TikTok From Government Devices
(DBN)

Religious leaders experiment with ChatGPT sermons
(DBN)

Elon Musk is the Basil Fawlty of social media Elon Musk called for the release of 'QAnon Shaman' Jacob Chansley, jailed for his role in the Capitol riot Prosecutors say newly aired Chansley footage paints misleading portrait of his Jan. 6 conduct
(DBN)

____________

Fraud:

Former Fox exec found guilty in bribery scheme for soccer game rights
(DBN)

Eastern WA rancher in prison for cattle scam is again suing a company he stole $230M from
(DBN)

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UK:

The UK’s extreme new immigration plans, explained
(DBN)

British tech sector 'at serious risk' Powerful UAE Royal’s Firm Mulls Takeover of SVB’s UK Unit HSBC pays £1 to rescue UK arm of Silicon Valley Bank after all-night talks European stocks fall 2%, banks slide 4% after HSBC rescues Silicon Valley Bank UK
(DBN)

Hunt to Outline Plan for Luring Older Workers Back in UK Budget
(DBN)

A Lost Decade Worse Than Japan’s Threatens to Change UK Forever
(DBN)

U.K. PM Rishi Sunak says China a 'systemic challenge' to world order
(DBN)

____________

EU:

Germany Is Becoming a Roadblock for More and More EU Business
(DBN)

____________

Russia:

UK: Russian advance in Bakhmut could come with heavy losses Ukraine, Russia say hundreds of enemy troops killed in battle for Bakhmut
(DBN)

Wives, mothers call on Putin to stop sending men 'to slaughter
(DBN)

Ukraine rebounds from Russian barrage, restores power supply
(DBN)

Congress wants to label Wagner group as a terrorist organization. Why is Biden opposed?
(DBN)

Biden says the U.S. and Ukraine are united. Cracks are starting to show.
(DBN)

Historic ties to Russia but looking to the West, could Georgia be the next Ukraine?
(DBN)

Hundreds of cars confiscated from drunk drivers to be supplied to Ukraine's military and hospitals
(DBN)

Moldova police say they foiled Russia-backed unrest plot
(DBN)

Russian Strikes Destroyed 152,000 Residences
(DBN)

____________

Mexico:

Americans’ fun road trip to Mexico became days of horror 3 women missing in Mexico after crossing from Texas on trip ‘Y’all ain’t never been to Mexico.’ How a road trip over the border took a deadly turn Criminals in Mexico Violated Their Unwritten Rule: Leave Americans Alone
(DBN)

Mexico too dangerous for spring break, Texas officials say
(DBN)

____________

MENA:

SVB bankruptcy created 'major crisis' in tech industry, says Israel's PM Netanyahu
(DBN)

The “two revolutions” that explain Israel’s massive protests Civil disobedience needed if Israel passes judicial changes, former prime minister says
(DBN)

Israeli forces kill 3 Palestinian gunmen in West Bank
(DBN)

Iran and Saudi Arabia agree to resume relations after China mediation China-brokered Iran-Saudi deal raises red flags for US Why Iran and Saudi Arabia making nice is a very big deal
(DBN)

Iran says 22,000 arrested in protests pardoned by top leader
(DBN)

____________

France:

French Senate adopts pension reform amid street protests France Braces for New Protests Against Macron’s Pension Reform
(DBN)

French economy seen growing around 0.1% in first quarter-central bank
(DBN)

____________

China:

Outrage over city’s proposal to impose lockdown for the flu
(DBN)

SVB collapse could add to China stock investors' anxiety
(DBN)

Creditors Look to Sell Evergrande Chairman’s Hong Kong Mansion for HK$800 Million
(DBN)

____________

India:

Lenders to miss March-end deadline to resolve key insolvency cases
(DBN)

____________

Malaysia:

Essential goods, work equipment cannot be seized by creditors once Insolvency Act amended
(DBN)

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